Top Old Old Navy Navy Swimsuit Boutique Swimsuit Swimsuit Boutique Top Navy Boutique Old 您的网页浏览器(Chrome 60)已过期。 更新您的浏览器,以便在该网站上获得更安全、更快速和最好的体验。 更新浏览器 忽略
Boutique Swimsuit Top Swimsuit Boutique Old Navy Top Swimsuit Boutique Navy Old Navy Old pn6pIUrq Boutique Swimsuit Top Swimsuit Boutique Old Navy Top Swimsuit Boutique Navy Old Navy Old pn6pIUrq
Skip to content Swimsuit Top Victoria's Top Secret Swimsuit Boutique Victoria's Secret Boutique Swimsuit Victoria's Boutique Secret UPqAp
  • Why LightStream?

    When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3

  • $100 Loan Experience Guarantee. Disclosure 1 to follow.

    At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1

  • We will beat any qualifying rate. Disclosure 2 to follow.

    Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.

Why LightStream?
Watch our video
When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today. 3
$100 Loan Experience Guarantee 1
Boutique Navy Swimsuit Old Swimsuit Old Top Top Navy Boutique Swimsuit Boutique Navy Old
At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100. 1
We will beat any qualifying rate. 2
Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR) Top Top Navy Boutique Boutique Boutique Navy Old Swimsuit Swimsuit Old Old Swimsuit Navy 2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.

*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.

Low rates. Great service. That's Lending Uncomplicated.®

Whole-project funding, with no fees, no home equity requirements.

The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements.
Top Boutique Boutique Secret Victoria's Victoria's Swimsuit Xqd5H6

Finance your swimming pool, at a low rate.

When you have good credit, you deserve a low-interest, fixed-rate loan. You can be confident that’s what you’ll get with LightStream, because we back our low rates with our Rate Beat Program.2

We can fund your loan as soon as the day you apply.3

With LightStream, you’re in control of the lending process. You choose your funding date. In fact, you can even have funds deposited into your account as soon as the same day you apply.

You control the terms of your LightStream home improvement loan.

Repay your fixed-rate home improvement loan in as little as two years, or take up to 12 years.* When you have good to excellent credit, the choice is yours.
It's easy to find your rate.

Please enter an amount between $5,000.00 and $100,000.00.

Please enter a term between 24 and 144 months

Monthly Payment:
to

Interest rate / APR:
% to %

Rates quoted with Premier Banking Discount

(Exact rate within this range is determined by credit profile)

Rates for each loan amount and term combination below are shown in a minimum to maximum range because LightStream rates and terms vary based on your credit profile. The lowest rate in each range requires that you have an excellent credit profile. N/A means that LightStream loans are not available for that loan amount and term combination.

Annual Percentage Rates (APR)

Based on your selected loan purpose, below is a table of loan terms and available rates.

Loan Term (months) *
Loan Amount
$5,000 to $9,999 24 to 36 months, at 7.49% - 12.74%
24-36 months:
7.49% - 12.74%
37 to 48 months, at 8.24% - 13.49%
37-48 months:
8.24% - 13.49%
49 to 60 months, at 8.74% - 13.74%
49-60 months:
8.74% - 13.74%
Swimsuit Top Navy Top Boutique Boutique Boutique Navy Old Old Swimsuit Swimsuit Navy Old 61 to 72 months, rates not available for this amount.
61-72 months:
N/A
73 to 84 months, rates not available for this amount.
73-84 months:
N/A
85 to 144 months, rates not available for this amount.
85-144 months:
N/A
$10,000 to $24,999 24 to 36 months, at 4.99% - 11.99%
24-36 months:
4.99% - 11.99%
37 to 48 months, at 6.49% - 12.99%
37-48 months:
6.49% - 12.99%
49 to 60 months, at 6.84% - 13.24%
49-60 months:
6.84% - 13.24%
61 to 72 months, at 7.59% - 13.49%
61-72 months:
7.59% - 13.49%
73 to 84 months, at 8.24% - 13.74%
73-84 months:
Boutique Old Boutique Swimsuit Old Old Top Swimsuit Navy Boutique Navy Swimsuit Navy Top 8.24% - 13.74%
85 to 144 months, rates not available for this amount.
85-144 months:
N/A
$25,000 to $49,999 24 to 36 months, at 6.24% - 11.99%
24-36 months:
6.24% - 11.99%
37 to 48 months, at 6.49% - 12.99%
37-48 months:
6.49% - 12.99%
49 to 60 months, at 6.84% - 13.24%
49-60 months:
6.84% - 13.24%
61 to 72 months, at 7.84% - 13.49%
61-72 months:
7.84% - 13.49%
73 to 84 months, at 8.24% - 13.74%
73-84 months:
8.24% - 13.74%
85 to 144 months, at 8.74% - 13.49%
85-144 months:
8.74% - 13.49%
$50,000 to $100,000 24 to 36 months, at 6.24% - 11.99%
24-36 months:
6.24% - 11.99%
37 to 48 months, at 6.84% - 12.99%
37-48 months:
6.84% - 12.99%
49 to 60 months, at 7.24% - 13.24% Banana Boutique Cashmere Pullover Sweater Republic dxwBqwpT
49-60 months:
7.24% - 13.24%
61 to 72 months, at 7.99% - 13.49%
61-72 months:
7.99% - 13.49%
73 to 84 months, at 8.74% - 13.74%
73-84 months:
8.74% - 13.74%
85 to 144 months, at 8.74% - 13.49%
85-144 months:
8.74% - 13.49%

Loan Terms:

  • Rates quoted with AutoPay option. Invoicing option is 0.50 points higher. Invoices are delivered by email.
  • Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties.
  • Loan proceeds may not be used to refinance any existing loan with LightStream
  • Florida loans subject to Documentary Stamp Tax. The tax amount is not included in the quoted APR
Apply

The LightStream Blog

High housing costs? Renovate instead—and stick to your budget

Home improvement ramps up in 2018

Unsolicited customer comments

The LightStream Experience

Unsolicited customer comments

Only from LightStream.

Materials 80% Nylon, 20% Spandex